Wow. I can hardly believe that it has been over a year since I found the Mr Money Mustache forum and they collectively kicked my non-frugal butt into gear. It has been a whirlwind 13 months but I am in SUCH a better spot than this time last year.
To recap: We sold our rental home, paid off $30k+ worth of debt, cut up a bunch of credit credits, took a small vacation, and started saving here and there, every way we could. I’m also in the middle of a mortgage modification with Wells Fargo. I may post about this at a later date, but essentially it lowers my payment significantly and reduces my interest rate as well. There are some downsides, but again, another story for another time.
In other news, I have been absolutely crushing it on UpWork lately. I’m finding a couple clients every month that needs my services to the tune of $1,500 to $2,000 PER CLIENT. Yeah… that’s an extra $3,000 to $4,000 in income. Scoooorrrrreeee. The work is mostly a mix of Digital Marketing (SEO, SEM, Facebook Ads etc) plus a little bit of copywriting every now and then.
Anyway, I really just wanted to give a quick shout out to the MMM folks. I still check Mr Money Mustache every once in a while. I enjoy his long-winded rants, even though they often become dissertations. While the man himself really did nothing in my personal story, the website and forum he built really did change my life. The people who connected to his forum, really.
What is upcoming for the Beatle family? Well… We have a little vacation coming up to Key West. Paid for IN CASH. No debt. No credit cards. No money poison. Opening the pool soon, although April sure seems a lot more like December around here. And of course, I’ll be using the BBB method.
I think that’s about it. Thanks everyone. Talk to you soon!