March was a setback on our journey to frugal living, and our checkbook took the brunt of our neglect.
In my line of work, the first 5 months of the year are our busiest.
I’ve used this fact as a scapegoat for our excessive spending, because of course, how could I cook at home, or pinch pennies, when i’m working so many hours?
But let’s be real – I could have done better.
I have to do better.
I knew it would be bad, but checking in on our Mint account really put it all into perspective.
Bad frugal food habits
Those who followed along with our case study on the MMM forum know that food – eating out, groceries, and take out – were a big spending point in our pre-frugal days.
In March we fell back into those same bad habits.
Below is our Mint breakdown for March.
$2,800 is a lot of money.
Our entire mortgage, energy bill, garbage bill, internet bill and phone bill combined! (and then some)
We are actively trying to get this back under control again.
Dinners at home. Very little take-out. No restaurants.
PS, has anyone tried Optifast? I’m seriously considering it.
Online shopping was another frugal failure
Amazon made a tidy sum off of the Beatles family in March.
As did Target, JCPenney’s online and a few others.
The really bad part? I don’t remember much of what we even purchased…
The “we know money is coming” syndrome
I have another theory for our bad March.
I’m sure there is some fancy name for this, but I call it the “we know money is coming” syndrome.
It means exactly what it sounds like.
We know that money is coming, via the rental property sale, and we are spending like we already have it.
But the thing is, we shouldn’t be spending it even when we get it!
It’s meant for bills, and an emergency fund.
Not for Taco Bell and Amazon.
Need. To. Get. This. Under. Control.